Spain is a gorgeous country to explore and one of the most popular vacation spots in the world. It’s hard to finalize a list of the best views in Spain, when every corner of the country seems to offer up such an intense and diverse a range of natural beauty — from craggy mountains to verdant hills and stunning coastlines. But for now, here we outline Spain’s very best views.

1. The Aragonese Pyrenees

The Pyreenees mountain range stretch more than 430 kilometres between Spain and France, rising higher than 3,400 metres in elevation at their peak. The Aragonese Pyrenees are located at the top of Spain, along the border with France, encircled by the Catalan Pyrenees to the east and the Navarrese Pyrenees to the west. Brimming with quaint villages and stunning national parks, the views from the Aragonese are known as some of the best in Spain. The Parque Nacional de Ordesa y Monte Perdido is one of the world’s first national parks and UNESCO World Heritage Site, which is found on the mountain range. Its views of cascading waterfalls and lush woodland provide visitors with a true sense of Spanish splendour and majesty.

2. Mirador del Río, Lanzarote

Situated on a 500 metre escarpment called Bateria del Rio, Mirador del Rio is an incredible viewpoint which offers jaw-dropping views of the surrounding Canary Islands.

Mirador Del Rio, Lanzarote, Spain.

There are telescopes in the viewing platform, which improve the view even more, meaning on a clear day you can see to the islands of Montaña Clara and Alegranza. If you’re in Lanzarote Mirador del Rio shouldn’t be missed.

3. Toledo

The city of Toledo is the capital of the province of Toledo, in the community of Castile–La Mancha, central Spain. Being one of the country’s most spectacular cities, there are many incredible views to enjoy throughout Toledo, but the view from the Mirador del Valle (a scenic viewpoint) is one of the best. From this vantage point, you can experience a full panorama of the glorious city, across the Valley of Toledo and the Tagus River. The sunset views from this spot are truly breathtaking.

4. Ronda

Ronda is a mountaintop Spanish city, and its high elevation means that it’s brimming with places to enjoy truly epic views. But the city’s finest views are found at the El Tajo Gorge. The famous Puente Nuevo bridge is the best vantage point for the gorge. It was completed in 1793, after 42 years of construction, and joins the old Moorish town with the newer parts of the city. If you’re lucky enough to visit during the spring, you’ll see that the whole of the gorge is awash with flora and fauna.

The city of Ronda, Spain.

5. Santa María de Montserrat, Montserrat

Celebrated as the spiritual heart of Catalonia, Montserrat is one of Europe’s top pilgrimage sites. Located just 45 kilometres from Barcelona, Montserrat can refer to the mountain and also the Benedictine monastery of Santa Maria de Montserrat, located on the mountain. Hiking its heightest point, Sant Jeroni, is an incredible experience, and the sunset views on offer with stay with you for a lifetime.

Hiking in the Austrian Alps is a great way to see the most breathtaking parts of Austria. In fact 62% of Austria is covered by the Austrian Alps. A fine network of hiking routes traverses the Austrian Alps, which are a dream for any walker. In this guide we review the very best walks on offer.

Pinzgauer Spaziergang, Zell am See-Kaprun

Our first Austrian Alp walk is a 17 kilometre trek from Saalbach to the peak of Schmittenhöhe. This route is referred to as the Pinzgauer Spaziergang route, and is found in the Zell am See-Kaprun region of the Eastern Austrian Alps.

Beautiful view of Zell am See, Austria.

The six hour hike is perfect for intermediate hikers who are on the hunt for mesmerizing views. The route runs along the ridge that seperates the Glemm valley from the Pinzgau valley, and the higher you go the more spectacular the views become. On clear days hikers will enjoy splendid views of the Grossglockner range to the south.

Kröndlhorn, Kitzbüheler Alpen

For those looking for a great Austrian hiking challenge taking on the Kröndlhorn will be very appealing. The mountain of Kröndlhorn stands 2,444 metres above sea level in the Kitzbüheler Alpen in Tirol, and will take around 7 hours to hike in total. There is a little chapel on the summit of the Kröndlhorn, and the surrounding green meadows, crisp alpine air, breathtaking views of the Austrian countryside undoubtedly make the challenge worthwhile.

The Eagle Walk, St Anton am Arlberg

The full Eagle Walk consists of 23 stages, covering over 300 kilometres from St. Johann in the Tyrolean Unterland via the Karwendel, and onto St. Anton am Arlberg. Known locally as the ‘Alderweg’, most hikers tackle a selected portion of the route, rather than taking on the full trail. For this reason there are routes perfect for every level of hiker, from beginner to the most advanced.

Karwendel.

Wildpark Aurach, Kitzbühel

For animal lovers the best walking route in the Austrian Alps has to be the Wildpark Aurach in Kitzbühel. Situated at an elevation of 1,100 meters, the Aurach Wildlife Park is home to 200 animals within a game enclosure. Visitors walk amongst deer, peacocks, lynx, yaks and monkeys. It’s a great destination for families and the celebrated interactive nature of the park is something children are certain to enjoy.

Alpine meadow in Austria.

Lünersee Circuit Trail in the Rätikon Alps

The Lünersee Circuit Trail is a stunning lakeside walk that routes walkers around the dramatic limestone mountains of the Rätikon. There are easy, moderate, and challenging trails to choose from. The 6.1 kilometre, 2 hour loop, is the easiest and very popular with families pursuing breathtaking views without the challenge of a strenuous hike.

The Austrian Alps are the physical backbone of the country of Austria. With such a vast array of awe-inspiring natural viewpoints and stunning rolling hills, it’s no surprise that they remain such a popular walking destination.

In Africa, agriculture is one of the most common economic activity. Many families depend on agriculture for their daily bread. In Kenya, agriculture contributes more than 25% to the GDP.

Venturing into agribusiness may prove to be a lucrative business that can provide you with financial independence. Other than being a source of income, agriculture can provide consistent and quality food to growers and their families.

It is for this reason that most people decide to venture into avenues to make money from agriculture even though they do not own any farm.

Agriculture is a low risk investment which may have promising returns to a dedicated farmer. But what about those that do not want to be directly involved in the farm? There are ways.

Some people simply do not have a passion in anything to do with farming, but they want ways to earn passive income. Making agriculture your side hustle does not necessary mean owning or leasing a farm.

The following are some of the ways that you can make money from farming without actually owning a farm:

1. By investing in a farm: you can just provide capital to someone that really loves farming but does not have enough resources. You will agree to them regarding how to split profits or repaying your money with interest. Nowadays there are some online farms that you can invest in without physical presence.
2. By participating in the exportation of farm produce: Rather than actively being the one produce farm produce, you can partner with farmers and offer them a ready market for their farm produce. In such away, you would have participated in farm business without being the owner. The most common exports from Kenya are tea, coffee, and horticultural products.
3. Selling of farm produce: you can also earn money from agriculture by buying and selling farm produce in bulk to consumers. You get these products at a cheaper rate directly from the farm and you can sell it at the price of your choice to retailers and consumers. You can either chose to be a distributor who partners with a farm to sell or be a retailer. In either way, you earn enough income from the business.
4. Farmland harvesting of yields: You can make money from agriculture by helping farmers to harvest their crops and fruits once they are ready. Most large scale farmers do not have all the farming equipment, including modern harvesters. Owning one may generate guaranteed income as opposed to a farmer who may make losses.
5. Packaging and storing of farm produce: You can offer safe storage for farm produce. While storing them, you can also offer packaging services if the owner intends to distribute them to different places.
6. Being an agronomy consultancy: agronomy provides research background knowledge for farmers. With the advancement in technology, farmers need consultants to help them keep updated with new trends in farming, tips, and best practices.
7. Providing farm transportation services: Most farmers don’t have what is needed for the farm produce to reach the market. Consequently, they resort to hiring transportation services to help them supply. You can purchase a fleet of trucks and partner with farmers. You may go to places like Kisii, Meru or any rural area and transport sugarcane, avocados, bananas, etc. to urban centers.
8. Participate in online farming: You can do “online farming investment” by choosing a particular crop and financing its production for a specified period. Once harvesting has been done, the profits are split to you (similar to dividends from stocks).
9. By selling farm equipment to farmers: There are many things you can sell to farmers. These include, and are not limited to, fertilizers, farm machinery, seeds, seedlings, and equipment.
10. By offering lessons and teaching farming classes: If you are a skilled farmer, you can offer lessons online to people that need them the most. You can offer physical or online teaching courses, what you choose will depend on what you are comfortable with.

Bottom line

As you have seen, there are many farm related business ideas you can venture into without owning any piece of land. Some of them require offering farming services that require little to no capital, while others may need large initial investments.

This year’s Kenya travel fair to be held in September.

Dubbed Magical Kenya Travel Expo and organised by the Kenya Tourist Board, the fair is scheduled to take place on 28th to 30th at Kenyatta International Conference Centre.

The expo provides a platform for participants to interact with the trade and consumers with trade meeting scheduled to take place on 28th and 29th while the consumer day has been slotted for 30th.

The international participants will before the expo proceed for familiarization trips across the country to sample the diverse tourism products that Kenya has to offer upon their arrival on 22nd August.

It will also be an opportunity for the visiting trade members to gain better understanding of Kenya’s diverse tourism products enabling them to sell the country better.

The expo also provides a networking platform between the Kenyan trade and those oversee and hence strengthening their marketing efforts and strategies.

Last year over 50 exhibitors registered for the event.

This is a short safari featuring Masai Mara National Reserve. The safari departs Nairobi in the morning and involves a drive down to the the floor of the Rift Valley, making a stop at view point to see the escarpment and the awesome sight of the valley and the features there in. To arrive Masai Mara in time for lunch, followed by a late afternoon game drive that introduces you to Kenya’s most popular game sanctuary.

The Kenya Music Week will be held at the Sarit Centre Expo Hall over the second weekend in December.  Opening each day at 12 pm, the events will go on until 8 pm providing a celebration of Kenyan music that goes beyond normal music festivals.  In addition to live performances from talented local musicians and performers, KMW features education workshops for aspiring musicians.

Originally started to further the Kenyan music scene, the week event hope to connect artists with producers and record label companies so…. come to the Sarit to hear and be heard.

Discover Kenya’s culture and rhythms at this Music Festival, which takes place every year at the Kenyatta International Conference Center, in Nairobi.

Oriental, western and african music gather at this celebration, where Kenyan talents from different schools and universities are put to the test.

For 10 days in August, besides music, the festival welcomes poetry, dance, several competitions and lectures. Dare to learn some dance steps and feel the Kenyan people’s energy — Nairobi awaits you!

PRACTICAL INFORMATION
The oldest music festival in Kenya was first organized by the colonial government, 80 years ago. African music is predominant, but you will also have a chance to see western performances and other foreign artists.

Car insurance is one of the decisions you will make as an individual, if you afford a car. Insurance is one of the ways in which your personal finance decisions will be directed. But it is not possible for most Kenyans to insure everything, leave alone comprehensively insuring their cars.

Insurance is expensive affair to the average citizen. While there are three car insurance options to choose from, in most instances, Kenyans opt to buy third party car insurance covers because they are the cheapest option. And also because it is a legally mandated obligation for every vehicle user in Kenya. Because of the connation “cheap”, most people wrongly assume it is not helpful to have one. Although you may have a lot of money to spare, buying a comprehensive insurance for your car may not always be the best decision.

Below are some of the reasons why buying a third-party car insurance in Kenya is good:

• You just need a minimum cover for your car to comply with the law. You risk facing a jail term of several months or years or a fine of up to Ksh100,000. This is something you will want to avoid at all costs, so you opt for the cheapest alternative.
• You do not have enough money to upgrade your cover. Maybe you have just bought your car online and you have used most of the money, getting a comprehensive insurance at this time will not be a good option. Instead, you can buy a third-party insurance for a few months of even for that year. Later when you have enough money you can then buy a comprehensive insurance cover.
• You know that your car is not exposed to serious risks. Sometimes, it is just not economical to buy an insurance cover for a car that you rarely use. If your car is parked in a secure compound for most days of the year, then a third-party insurance cover is your best choice for the few times you take it to the streets.
• Your car is only used in a confined area. Assume you have a private school and the vehicle is used to carry firewood or desks within the locality. In such cases, you don’t need expensive covers for your vehicle.

It does not matter what the reasons for buying a third party insurance cover are. The most important factor is to ensure you have one for your car to protect yourself from liabilities that you may face whilst using the car.

I encourage you to do further research to determine which is the best insurance provider in Kenya, for not just private car third party covers but also other insurance products. Many policy holders complain a lot about how their insurers have never helped them when they needed them the most.

The insurance sector in Kenya is characterized by high competition and low penetrations. However, there is room for growth as international insurance companies are seeking to invest in Kenya after being successful in their expansions in Asia.

Low insurance penetrations

There is a poor attitude towards insurance as the market is predominantly for fire, motor and group-negotiated class covers. Many Kenyans do not buy insurance products because they consider them to be ‘unnecessary expenses’. In the sectors where insurance is compulsory, Kenyans opt for the cheapest alternatives without minding what those products cover. In the auto industry for instance, most matatus register for the third-party insurance covers. Comprehensive insurance covers in Kenya are reserved for the most affluent individuals. People that buy cars for the first time may avoid buying insurance covers because, in almost all cases, the cars have been bought with loans, and rather than paying for insurance premiums, loans are repaid instead.

Role of Insurance Regulatory Authority in the Kenyan insurance market

The Insurance Act is provided in Chapter 487 of the Kenyan Constitution. According to the Act, the role of the IRA is to:

• Ensure the effective administration, supervision, regulation and control of insurance and reinsurance business in Kenya
• Formulate and enforce standards for the conduct of insurance and reinsurance business in Kenya
• License all persons involved in or connected with insurance business, including insurance and reinsurance companies, insurance and reinsurance intermediaries, loss adjusters and assessors, risk surveyors and valuers

The Kenyan insurance market is controlled by the Insurance Regulatory Authority (IRA). The organization educates the public on who the insurance providers and what they should expect from each insurance product they hold. It is common to find insurance policy holders with little understanding of what they are protected over.

Although financial inclusion and education has improved, many Kenyans prefer to buy insurance products from insurance brokers. When one needs to file a claim, it is the responsibility of the broker to do the hard work of running up and down to complete paperwork.

To position Kenya’s insurance sector with leading economies, the IRA should encourage insurance companies and investors through risk-based supervision. Positive regulatory changes in the insurance industry may inspire companies to introduce insurance products since they will have had confidence in the country’s ability to implement international best practices for them and their potential clients.

In addition, confidence in the insurance sector can be increased by requiring all the insurance companies in Kenya to follow the guidelines stipulated by the IRA. A good move towards international best practices in the insurance industry is the mandatory requirement for life assurance companies to use the Gross Premium Valuation (GPV) and for an actuary to assess all liabilities that an insurance firm has.

Some advice to customers before buying insurance policies in Kenya

It is important to have enough knowledge before buying any policy. Some policyholders know that they are insured but they do not know who has insured them. I agree, I’m guilty for that. I recently bought an insurance cover for a car without knowing who my insurer would be. It was a short conversation on WhatsApp, followed by an M-pesa transaction and my cover was done. All I needed was to have a cover and comply with the law, but this does not have to be the case with you.

Terms to understand as an insurance customer

• Insurance products
• Buyers of insurance
• Insurance companies
• Reinsurance companies
• Insurance intermediaries
• Loss adjusters
• Insurance surveyors
• Motor assessors
• Risk managers
• Insurance investigators

You need to know the meaning of each of the above terms since some of the insurance brokers claim to be the insurers, yet they can’t cover your claims because they are not directly responsible. When dealing with a person claiming to be providing insurance covers, ask them which insurance company they represent.

List of the licensed insurance companies in Kenya

All insurance companies must receive licensing from the IRA. They include:

1.AAR Insurance Company Limited
Head Office: Real Tower, Upperhill, Nairobi, Kenya
Phone: +254 703 063000 ,+254 730 633000 +254 20 2895000
Email: info@aar.co.ke

2.Africa Merchant Assurance Company Limited
Head Office: NEXTGEN MALL, 4th flr, Mombasa Road, Nairobi, KENYA.
Phone: 020-2204000 (Pilot line)
Cell: 0738-312121 / 0726-312121

3.AIG Kenya Insurance Company Limited
Head Office: AIG Kenya Eden Square Complex Chiromo Road
Address: P.O. Box 49460 Nairobi 00100 Kenya
Email: aigkenya@aig.com

4.Allianz Insurance Company of Kenya Limited
Head Office: Allianz Plaza, 96 Riverside Drive
P.O. Box 66257-00800 Nairobi
customerservice@online.allianz.co.ke
Sales: +254 792 284 946
General Enquiries: +254 709 566 000

5.APA Insurance Limited
Apollo Centre, Ring road Parklands, Westlands
+254 (0) 20 364 1000

6.APA Life Assurance Company Limited
Apollo Centre, ring road Parklands, Westlands
Telephone number: +254 (0) 20 364 1000
Email address: info@apainsurance.org

7.Barclays Life Assurance Kenya Limited
3rd Floor, Acacia Building
Westlands Office Park, Off Waiyaki Way Westlands
P.O. Box 1140 – 00100, Nairobi, Kenya
Tel +254 (20) 4209000

8.Britam General Insurance Company (K) Limited
Britam General Insurance
Elgon Road, Upper Hill.
Nairobi.
Ph: (254)733500200,
Email: general@britam.com

9. Britam Life Assurance Company (K) Limited
Britam Head Office
Mara/Ragati Road Junction, Upperhill
Nairobi,Nairobi
Ph: (254)703094000,
0202833000
Email: info@britam.com

10.Metropolitan Cannon General Insurance Company Limited
Metropolitan Cannon General Insurance Ltd & Metropolitan Cannon Life Insurance Ltd
Gateway Business Park, Block D
Mombasa Road
P.O. Box 46783 – 00100 Nairobi
Tel: +254 20 3966000,
Safaricom: +254 723 342150
Airtel: +254 735 342150
Email: info@metcannon.co.ke

11.Capex Life Assurance Company Limited
Galana Plaza, Kilimani, Nairobi
Email Address: info@capexlifeassurance.co.ke
Tel:+254 20-2712384 / 0715-140 074

12.CIC General Insurance Company Limited
CIC Plaza, Mara Road, Upperhill Nairobi, Kenya
+254) 703 099 120 (020) 282 3000

13.CIC Life Assurance Company Limited
CIC Plaza, Mara Road, Upperhill Nairobi, Kenya
Tel: +254) 703 099 120 (020) 282 3000

14.Corporate Insurance Company Limited
International Life House 13th floor, Mama Ngina Street,
P. O. Box 34172, 00100 – Nairobi, Kenya
Tel: 2717617, 7658000, 0728 700093
Email: info@cickenya.com
website: corporate-insurance.co.ke
15.Directline Assurance Company Limited
Hazina Towers, 17th Floor, Monrovia Street
P.O. Box 40863 Nairobi, GPO 00100 Kenya
Tel: 020 3250000 / 0711 030000 / 0730 130000
E-mail: info(at)directline.co.ke

16.Fidelity Shield Insurance Company Limited
Equatorial Fidelity Centre, 5th Floor, Waridi Lane, Off Waiyaki Way, Westlands.
P.O.Box 47435, 00100 Nairobi, GPO Kenya.
Telephone (Main): +254 (0) 20 4225 000;(0)709 988 000
Telephone (Other): +254 (0)722 204 967; (0)774 783425;(0)733 620 001
E-mail:info@fidelityshield.com

17.First Assurance Company Limited
First Assurance House,
Clyde Gardens,
Gitanga Road, Lavington
Tel:+254722-444117 / +254733-605480 / +254-20-2900000
hoinfo@firstassurance.co.ke
customercare@firstassurance.co.ke
complaints@firstassurance.co.ke

18.GA Insurance Limited
GA Insurance Ltd. 4th Fl. GA Insurance House,
Ralph Bunche Road,
P.O.Box 42166 – 00100,Nairobi
Tel: 0709 626 000
www.gakenya.com

19.GA Life Assurance Limited
GA Insurance Ltd. 4th Fl. GA Insurance House,
Ralph Bunche Road,
P.O.Box 42166 – 00100,Nairobi
Tel: 0709 626 000
www.gakenya.com

20.Geminia Insurance Company Limited
Le’Mac, 5th Floor
Church Road, Off Waiyaki Way
P.O. Box 61316-00200 Nairobi
Tel: +254 20 278 2000
Fax: +254 20 278 2100
info@geminia.co.ke | life@geminia.co.ke

21.ICEA LION General Insurance Company Limited
ICEA LION Centre
Riverside Park, Chiromo Road, Westlands
P.O. Box 46143 – 00100 or 30190 – 00100 Nairobi
Tel: +254 (0) 20 2750000
Mobile: +254 719 071000 / 730 151000
Email: info@icealion.com

22.ICEA LION Life Assurance Company Limited
ICEA LION Centre
Riverside Park, Chiromo Road, Westlands
P.O. Box 46143 – 00100 or 30190 – 00100 Nairobi
Tel: +254 (0) 20 2750000
Mobile: +254 719 071000 / 730 151000
Email: info@icealion.com

23.Intra Africa Assurance Company Limited
3rd Floor, Williamson House,
4th Ngong Avenue,
P.O. Box 43241-00100,
Nairobi.
Tel: 020-2712607/11
020-2723288
Mobile:0722205050?Or?0733619338
Fax: 020-2712612
Email: info@intraafrica.co.ke

24.Invesco Assurance Company Limited
Bishop Magua Center, 3rd Floor
Opp. Uchumi Hyper, Off Ngong Road
P.O Box 52964-00200 NAIROBI, Kenya
Office line: 0715 316830
Call Center: 0701 230043 or 0730 180200-210
Email address:invesco@invescoassurance.co.ke

25.Kenindia Assurance Company Limited
Address: Kenindia House, Loita Street, Nairobi.
Phone: +254 (020) 3316099 / 2214439
Mobile: 0722-205923/4, 0733-333002/3
Fax: +254 (020) 2218380
P.O. Box: 44372 – 00100 G.P.O. Nairobi
Email: kenindia@kenindia.com

26.Kenya Orient Insurance Limited
2nd Floor Capitol Hill Tower, Cathedral Road, Nairobi Kenya
P.O. Box 34530, Nairobi
Tel: +2540202962000, Mobile: +2540706833649
Email: info@orientlife.co.ke
www.korient.co.ke

27.Kenya Orient Life Assurance Limited
2nd Floor Capitol Hill Tower, Cathedral Road, Nairobi Kenya
P.O. Box 34530, Nairobi
Tel: +2540202962000, Mobile: +2540706833649
Email: info@orientlife.co.ke
www.korient.co.ke

28.KUSCCO Mutual Assurance Limited
Kilimanjaro Avenue, Off Mara Road
KUSCCO Centre, Upper Hill
28403 – 00200, Nairobi
Upper Hill, Nairobi
Phone: (020) 2730191, 2722927
Fax: (020) 2721274
0722 206 331, 0734 699 974
http://www.kuscco.com

29.Liberty Life Assurance Kenya Limited
Liberty House, Processional Way
P. O. Box 30364 – 00100 Nairobi, Kenya
Contact Centre +254 711 076 222
Phone: (+254) 20 286 6000 / 0711 028 000
Fax: (+254) 20 271 8365
Email: csc@libertylife.co.ke
www.liberty.co.ke

30.Madison Insurance Company Kenya Limited
Madison House
Upper Hill Close,
P.O. Box 47382 – 00100, Nairobi
Tel: 0709 922 000,
SMS 20286
Email: madison@madison.co.ke

31.Madison General Insurance Kenya Limited
Head Office: Madison House,Upper Hill Close,
Tel: 0709 922 000,
Email: madison@madison.co.ke

32.Mayfair Insurance Company Limited
Head Office: 8th floor Mayfair Centre, Ralph Bunche road
Phone: +254 724 256925 / 733 256925 / +254 20 2999000
Email: info@mayfair.co.ke

33.Metropolitan Cannon Life Assurance Limited
Head Office: Gateway Business Park, Block D, Mombasa Road
Tel: +254 20 3966000, +254 723 342150, +254 735 342150
Email: info@metcannon.co.ke

34.Occidental Insurance Company Limited
Head Office: Crescent Business Centre 7th & 5th Floor,Parklands Road – Parklands
Tel: 0709 896 000
Email: enquiries@occidental-ins.com

35.Old Mutual Assurance Company Limited
UAP Old Mutual Tower, Upper Hill Road,
P.O. Box 43013 – 00100, Nairobi, Kenya.
Tel: +254 20 2850 000 Mobile: +254 711 065 000
Call Centre: +254 711065100 / +254 711010100
E-mail: uapinsurance@uap-group.com

36.Pacis Insurance Company Limited
Head Office: Centenary House, 2nd Floor,Off Ring Road, Westlands
Tel: +254 720-113122, 733-777717, 0730-677000
Email: info@paciskenya.com

37.MUA Insurance ( Kenya) Limited
Head Office: The Mirage,Tower 1 – 7th Floor, Chiromo Road,
Phone: +254 732 178 000
Email: infoke@mua.co.ke

38.Pioneer General Insurance Company Limited
Pioneer House 7th Floor,
Moi Avenue
Tel:020 7220000
P.O BOX 20333-00200
Nairobi
www.pioneerassurance.co.ke

39.Pioneer Assurance Company Limited
Pioneer House 7th Floor,
Moi Avenue
Tel:020 7220000
P.O BOX 20333-00200
Nairobi
www.pioneerassurance.co.ke

40.Prudential Life Assurance Company Limited
Prudential House,
Wabera Street, Opp. City Hall
1st Floor, Wing A
Nairobi
Tel: 020 2712591
www.prudentiallife.co.ke

41.Resolution Insurance Company Limited
Head Office: Parkfield Place, Muthangari Drive, Off Waiyaki
Phone: +254 709 990 000, +254 730 199 000
Email: info@resolution.co.ke

42. Saham Assurance Company Kenya Limited
43.Sanlam General Insurance Company Limited
3rd Floor, Pan Africa Life House
Kenyatta Avenue, Nairobi
P.O. Box 7848-00100,Nairobi, Kenya
Tel: +254 20 222 0559
Fax: +254 20 224 2463
www.sanlam.com

44.Sanlam Life Insurance Company Limited
3rd Floor, Pan Africa Life House
Kenyatta Avenue, Nairobi
P.O. Box 7848-00100,Nairobi, Kenya
Tel: +254 20 222 0559
Fax: +254 20 224 2463
www.sanlam.com

45.Takaful Insurance of Africa Limited
Head Office: CIC Plaza, Mara Road, Upper Hill
Phone: +254 (20) 2725134
Email: info@takafulafrica.co.ke

46.Tausi Assurance Company Limited
Head Office: Tausi Road, Off Muthithi Road,Westlands,
Tel: 020 2312681/85/93/0709914000 / 0735145020 / 0729145888
Email: clients@tausiassurance.com

47.The Heritage Insurance Company Limited
Head Office: CFC House, Mamlaka Road,
Tel: 020 278 3000 / 0711 039 000 / 0734 101 000
Email: info@heritage.co.ke

48.The Jubilee Insurance Company of Kenya Limited
Head Office: Jubilee Insurance House, Wabera Street
Phone: +254 (0) 20 328 1000
Email: info@jubileekenya.com

49.The Kenyan Alliance Insurance Company Limited
Head Office: Chester House, Koinange Street
Phone: 020-2215632 / 254 20 2284000 +254 709 334 000
Email : info@kenyanalliance.co.ke

50.The Monarch Insurance Company Limited
Head Office: Third Floor, Fourth Floor, Prudential Assurance Building,
Phone: 020 310032
Email :info@monarchinsurance.co.ke

51.Trident Insurance Company Limited
Head Office: Capital Hill Towers P.O. Box 55651, Nairobi 00200
Phone: 020-2721710
Email: marketing.dept@trident.co.ke

52.UAP Insurance Company Limited
Head Office: UAP Old Mutual Tower, Upper Hill Road​
Phone: +254 20 2850 000 / +254 711 065 000
E-mail: uapinsurance@uap-group.com

53.UAP Life Assurance Limited
P.O. Box 43013 – 00100, Nairobi, Kenya
Tel: +254 20 2850 000
Mobile: +254 711 065 000
Call Centre: +254 711065100 / +254 711010100
Call Centre landline: +254 20 2850100 / +254 20 2829100
Fax: +254 20 27 19 030
E-mail: life@uap-group.com

54.Xplico Insurance Company Limited
Head Office: Parkplace, 2nd Parklands Avenue
Phone: 0700 111 999
Email: care@xplicoinsurance.co.ke

There you have it. This list may not be updated at the time you view. Always check with IRA before you make a decision. The article does not contain any professional advice.