This website is about personal finance issues in the Kenyan economy. The focus is loosely on social activities such as travel, finances, and economic issues. How do they affect your investment, banking, insurance, tax, saving, and budgeting choices?

It is all about money, where you spend it, how you spend it, and how you neighbor completely does the opposite. Why should you make a decision to quit your job to start a business? Why should you sell your property? Should you pay for insurance premiums for every risk or just some? What are your priorities in life and who influences those tastes and preferences?

What do you have to do with the economy? You may not see or feel it, but you engage with the economy in a very tangible manner – as an individual. Our economy is all about living: How you live and how someone else lives…

Who decides how much pension you get? If you are not working, who will take care of you at old age – your children or the government? What does it mean for you when the economic growth is increasing or declining? You will find all those answers in this blog.

How much control should the government of Kenya have on your decisions and the way of life? Why should there be a government in the first place? What is the function of government and who limits its powers?

What happens at home? Obviously, we eat and do house chores. We also make attempts at reproduction. That’s why “How to get pregnant?” is a common search phrase in Kenya. Our homes are also mini-economies, with rules and systems. In turn, the actions that happen at the household level affect the larger economy and how we experience economics.

Moving on from just our homes, where do we get to live comfortably? We need means to get income, whether we have to work at a mjengo site, a factory, a bank, in the government, farming, etc. The economy will affect the decisions we make regarding how we secure ugali sukuma for our ourselves and dependents. We rely on others to do some of the tasks we cannot do, such as cleaning the streets. How do we get the right balance?

We cannot always be at work. Some play is needed lest we all become dull. What hobbies do we participate in? Which places do we go to for refreshment and pleasure? Do you travel? How do we make sure that we do not waste the money we have made in these “pleasures of the world”? Are your spending habits yours or they’re inherited from your community’s culture, or perhaps the government?

What to expect

Expect to be informed, entertained, and educated about the economy: How it is affected by you, your homes, your livelihoods, your money, your society, your government, and your world. Then, get to know how these affect your future and that of your country.

I will give insights into investment, insurance, tax, corporate law, and personal finance. All these issues are so interrelated that you can’t talk of one without the other. You have heard of political economy? That is politics (governance and government decisions) and how they affect the economy. What about corporate law? That is companies and the law. Interestingly, the law is made by the government through parliament. Will government policies have an impact on the businesses operating in Kenya? Why did SportPesa withdraw its support for the Kenya Premier League? Story for another day but did you see that? Companies sponsor different activities and events through corporate social responsibilities. Thus, you may not talk about companies without discussing the social institutions such as religion and culture.

The economy is everything around us. And what is the environment? Well, it’s complicated. But what I am sure of is, you are shaping the economy whenever you go for a vacation in Mombasa or Naivasha. All the decisions you make in your country, at school, at the workplace, on the road, in church, in the farm, or in the forest, are influencing the economy around you.

A lot of what you know and do hinges on economics. It is vital that we get to understand it even better. Whatever you claim to be, you’re not. You are an economist – an economic agent. You don’t have to be disconnected with discussions happening around you, such as the media discourses concerning politics . Understanding the meaning of key economic terms and concepts is a way to blend in and contribute to discussions about ‘bottom-up’ economics, ‘trickle-down’ economics, and many others. This website will help you achieve that.

I will also draft some useful tips, guides, and hacks to help you lead a comfortable life within the Kenyan Economy. In addition, I will update you with governance issues, new laws, trends, and everything else Kenyan Economy. As I update you with the latest in Kenyan governance, business opportunities, tax issues, insurance covers, etc., I will explore their impact on the economy.

Published by
Moroti Okemwa
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Okemwa is a graduate of Economics & Statistics from UoN. He works as a freelance writer and during his free time he watches movies, listens to music and follows politics.